Education Center – Business Banking

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Try our Business Online Banking and Mobile Banking Demos

Product Educational Videos for Businesses

Online Banking, Safety, and Identity Protection

Contact us immediately if you suspect fraud or identity theft.

We encourage you to view the educational videos above and to read all the information provided below to educate yourself on our services and to protect your identity. Please be careful to avoid phishing schemes, phone scams, text messages and emails that may be fraudulent.

In an effort to protect your identity and your accounts:

Santa Cruz County Bank will never email you asking for account information. If you receive an email asking for any non-public information, please contact us immediately.
Santa Cruz County Bank does not send unsolicited non-transactional text messages to our clients to request non-public personal information. If you receive a text asking for non-public information relating to your Santa Cruz County Bank accounts, please disregard the message and report this to us immediately by calling 831.457.5000.
If you receive a phone message from Santa Cruz County Bank requesting personal information, transaction information or account information, you can verify the validity of the call by contacting us directly at 831.457.5000.

Resources for Businesses

Download the PDF File

FFIEC Business Account Guidance: Risk Assessment & Layered Security

FDIC

FDIC - short for the Federal Deposit Insurance Corporation - is an independent agency of the United States government

FDIC Insurance Information:

What amount of insurance coverage do I have for my accounts?
The FDIC Standard Maximum Deposit Insurance Amount (SMDIA) for deposits is $250,000 per depositor per insured financial institution.

FDIC Coverage Over Basic Insurance
The FDIC provides separate insurance coverage for deposit accounts held in different categories of ownership. It is possible to qualify for more than the current $250,000 in coverage at one insured bank if you own deposit accounts in different ownership categories. The ownership categories are (1) single, (2) joint, (3) revocable trust (informal revocable trusts such as Payable-on-death accounts and formal revocable trusts such as living/family trusts created for estate planning purposes), (4) irrevocable trusts, (5) certain retirement plans, (6) employee benefit plans, (7) business (corporation, partnership, unincorporated associations), and (8) government. For more information on coverage, visit fdic.gov or watch the educational FDIC video.

Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.

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