Real Estate Lending
Relationship lending by experienced, creative local lenders.
We can put all the things you desire within your reach. With local decision making, knowledgeable professionals, and exceptional service, you are sure to find Santa Cruz County Bank the premier choice for your lending needs. We are a full service bank that specializes in all aspects of construction & commercial business lending. Our commercial lending process is unlike most others. What Sets Us Apart?
Real Estate Commercial Property Lending:

- Mixed use properties
- Industrial
- Office
- Multi family
- Motel/Hotels
- Non traditional or hybrid properties on a case by case basis
Construction Lending:
- Owner occupied homes including modular homes
- Spec homes
- Subdivision financing
- Lot acquisition and improvement loans
- Commercial construction
- Conversion of properties to different uses
For an appointment or if you have questions in regard to construction or real estate commercial lending, please contact:
Fred Caiocca EVP, Regional Credit Manager 831.457.5003 ext 2119 |
Angelo DeBernardo, Jr. EVP, Chief Lending Officer 831.457.5003 ext 2142 |
Doug Fischer SVP, Relationship Manager 831.457.5003 ext 2149 |
Shawn Lipman VP, Senior Relationship Manager 831.457.5003 ext 2139 |