Real Estate Lending

Real Estate Commercial Property Lending:

• Mixed use properties
• Industrial
• Office
• Multi family
• Motel/hotels
• Non traditional or hybrid properties on a case-by-case basis

Construction Lending

• Owner occupied homes including modular homes
• Spec homes
• Subdivision financing
• Lot acquisition and improvement loans
• Commercial construction
• Conversion of properties to different uses

What Sets Us Apart?

Business lending is our forte.
We have a dedicated business lending office, as well as lenders in each banking office.

Experience

Each of our lenders have years of local credit experience and a working knowledge of local market conditions.

Local Decision Making

Our processes and approvals are all performed in house, which results in timely and straight forward approvals.

One on One, Relationship-Driven Service

As a borrower, you can expect to work with one experienced lender and decision maker regarding your project from start to finish. You'll save time and energy working with one just person, instead of separate individuals for each component.

Out of the Box Creativity

Fitting you "into a box" to fit into categories that we've created is just not our style. Our mission is to find solutions to fit your needs, whether traditional or non-traditional.

My County Reserve Overdraft Protection

Avoid the hassle, expense and embarrassment of bounced checks with My County Reserve overdraft protection. My County Reserve Lines of Credit require credit approval. Call or come in for more information.