Real Estate Lending

Building under construction with Santa Cruz County Bank banner.

Real Estate Lending

Relationship Lending by Experienced, Creative Local Lenders

We are a full-service bank specializing in all aspects of construction and commercial business lending. Our commercial lending process is different from other banks – with local decision making, knowledgeable professionals, and exceptional service, you are sure to find Santa Cruz County Bank the premier choice for all your lending needs.

Contact Us

Click Here to be contacted

Real Estate Commercial Property Lending:

  • Office
  • Industrial
  • Multi-family
  • Motel/hotels
  • Mixed-use properties
  • Non-traditional or hybrid properties on a case-by-case basis

Construction Lending:

  • Spec homes
  • Subdivision financing
  • Commercial construction
  • Lot acquisition and improvement loans
  • Conversion of properties to different uses
  • Owner-occupied homes, including modular homes

What Sets Us Apart?

Business lending is our forte.
We have experienced business lenders available in every market area we serve.

Experience

Each of our lenders has years of local credit experience and a working knowledge of local market conditions.

Local Decision Making

Our processes and approvals are all performed in-house, which results in timely and straightforward approvals.

One-on-One, Relationship-Driven Service

As a borrower, you can expect to work with one experienced lender and decision maker regarding your project from start to finish. Working with one lender saves time and energy, rather than working with separate individuals for each component.

Out-of-the-Box Creativity

Fitting you "into a box" isn't our style. Our mission is to find solutions to fit your needs, whether they be traditional or non-traditional.

Max and Ola Mugnier

Max and Ola Mugnier
Owner/Builders

"As an owner/builder, getting a construction loan from Santa Cruz County Bank was smooth. SCCB walked us through the process, giving us encouragement and support throughout."

For an appointment, or if you have questions regarding construction or real estate commercial lending, please contact us:

Jon P. Sisk

Jon P. Sisk
EVP Chief Banking Officer
831.600.4018

Douglas Fischer

Douglas Fischer
SVP Director of Business Banking
831.600.4049

Dara Harris

Dara Harris
VP Senior Relationship Manager 831.600.4024

© 2023 Santa Cruz County Bank. All rights reserved.

Santa Cruz County Bank on Instagram
Santa Cruz County Bank on Facebook
Santa Cruz County Bank on LinkedIn
 

California Consumer Privacy Act Notice | Privacy Policy | Member FDIC | Equal Housing Lender logo Equal Housing Lender

Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.

Continue to Santa Cruz County Bank on Instagram

Cancel

Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.

Continue to Santa Cruz County Bank on Twitter

Cancel

Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.

Continue to Santa Cruz County Bank on Facebook

Cancel

Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.

Continue to Santa Cruz County Bank on LinkedIn

Cancel