Real Estate Lending

Building under construction with Santa Cruz County Bank banner.

Real Estate Lending

Relationship lending by experienced, creative local lenders

We are a full service bank specializing in all aspects of construction and commercial business lending. Our commercial lending process is unlike most others. We can put all the things you desire within your reach - with local decision making, knowledgeable professionals, and exceptional service, you are sure to find Santa Cruz County Bank the premier choice for your lending needs.

Contact Us

Click Here to be contacted

Real Estate Commercial Property Lending:

  • Mixed-use properties
  • Industrial
  • Office
  • Multi-family
  • Motel/hotels
  • Non traditional or hybrid properties on a case-by-case basis

Construction Lending:

  • Owner occupied homes, including modular homes
  • Spec homes
  • Subdivision financing
  • Lot acquisition and improvement loans
  • Commercial construction
  • Conversion of properties to different uses

What Sets Us Apart?

Business lending is our forte.
We have a dedicated business lending office, as well as lenders in each banking office.

Experience

Each of our lenders have years of local credit experience and a working knowledge of local market conditions.

Local Decision Making

Our processes and approvals are all performed in house, which results in timely and straightforward approvals.

One on One, Relationship-Driven Service

As a borrower, you can expect to work with one experienced lender and decision maker regarding your project from start to finish. You'll save time and energy working with one just person, instead of separate individuals for each component.

Out of the Box Creativity

Fitting you "into a box" to fit into categories that we've created is just not our style. Our mission is to find solutions to fit your needs, whether traditional or non-traditional.

Max and Ola Mugnier

Max and Ola Mugnier
Owner/Builders

"As an owner/builder, getting a construction loan from Santa Cruz County Bank was smooth. SCCB walked us through the process, giving us encouragement and support throughout."

For an appointment or if you have questions in regard to construction or real estate commercial lending, please contact:

Jon P. Sisk

Jon P. Sisk
EVP Chief Banking Officer
831.600.4018

Douglas Fischer

Douglas Fischer
SVP Director of Business Banking
831.600.4049

Dara Harris

Dara Harris
VP Senior Relationship Manager 831.600.4024

© 2023 Santa Cruz County Bank. All rights reserved.

Santa Cruz County Bank on Instagram
Santa Cruz County Bank on Facebook
California Green Business Network
 

California Consumer Privacy Act Notice | Privacy Policy | Member FDIC | Equal Housing Lender logo Equal Housing Lender

Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.

Continue to Santa Cruz County Bank on Instagram

Cancel

Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.

Continue to Santa Cruz County Bank on Twitter

Cancel

Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.

Continue to Santa Cruz County Bank on Facebook

Cancel

Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.

Continue to California Green Business Network

Cancel