Business Checking Accounts: | Business Basic Checking | Community Business* Checking |
Relationship Analysis Account Analysis |
---|---|---|---|
Minimum opening balance | $300 | $300 | $300 |
Minimum daily balance to avoid monthly service charge | $2,500 | $2,500 | Low monthly service charge of $12.00 which can be offset by an earnings credit** |
Monthly service charge | $9.00 if balance falls below the minimum | $12.00 if balance falls below the minimum |
Analysis Fee Schedule** |
Maximum # of checks per month with no extra charge | 100 | 75 | Analysis Fee Schedule** |
Per check charge over maximum | $0.12 per check over allowed maximum | $0.12 per check over allowed maximum |
Analysis Fee Schedule** |
Deposits per monthly statement cycle | 20 per statement cycle | 15 per statement cycle | Analysis Fee Schedule** |
Per deposit charge over maximum | $1.00 per deposit over maximum | $1.00 each per deposit over maximum | Analysis Fee Schedule** |
Interest rate tiers | Not Applicable | $10,000.00 - 24,999.99 $25,000.00 - 49,999.99 $50,000.00 - 74,999.99 $75,000.00 - 99,999.99 $100,000.00 and up |
Not Applicable |
*This account is only available to sole proprietors or government entities, associations that are incorporated and not for profit and tax exempt, or non-profit organizations that are allowed to earn interest on checking account funds.
**Contact us for a current copy of the Santa Cruz County Bank Personal and Business Account Fee Schedule which includes the Analysis Account fees.
Avoid the hassle, expense and embarrassment of bounced checks with My County Reserve overdraft protection. My County Reserve Lines of Credit require credit approval. Contact us or come in for more information.
"We're really impressed with Santa Cruz County Bank. Their personal touch is what drew us to them. They take great care of us and treat us like family. The Bank's culture of trust and care for the client is exactly how we do business ourselves."
"As a small, local business, it is very important to us to bank locally! You can't beat the experience at Santa Cruz County Bank - everyone is so friendly, the service is speedy, and they've always been there for us. PLUS, we get to enjoy their beautiful landscape every time we make a deposit - definitely a perk for us plant ladies!"
"What sets Santa Cruz County Bank apart is they take the time to understand your business model, find out what your long-term goals are, and then offer solutions to make that happen. They have been a critical partner in our ongoing success, delivering consistent, personalized support."
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Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.