Locations & Hours

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Our Banking Locations

Aptos

Aptos Office

Directions to Aptos Branch

Address: 7775 Soquel Drive – Aptos, CA 95003

Phone: 831.662.6000

Banking Hours: Monday – Friday, 9am – 5pm

ATM and Night Depository

Capitola

Capitola Office

Directions to Capitola Branch

Address: 819 Bay Avenue – Capitola, CA 95010

Phone: 831.464.5300

Banking Hours: Monday – Friday, 9am – 5pm

ATM and Night Depository

Cupertino

Cupertino Office

Directions to Cupertino Branch

Address: 19240 Stevens Creek Blvd. – Cupertino, CA 95014

Phone: 408.200.2880

Banking Hours: Monday – Friday, 9am – 5pm

Night Depository

King City

King City Office

Directions to Cupertino Branch

1st Capital Bank, a division of Santa Cruz County Bank
Address:
432 Broadway Street – King City CA 93930

Phone: 831.385.8900

Banking Hours: Monday – Friday, 9am – 5pm

ATM

Monterey

Monterey Office

Directions to Monterey Branch

Address: 584 Munras Avenue – Monterey, CA 93940

Phone: 831.242.8361

Banking Hours: Monday – Friday, 9am – 5pm

ATM and Night Depository

Please note: At the end of the day on Friday, January 17, 2025, this branch will close and consolidate into the 1st Capital Bank, a division of Santa Cruz County Bank branch, located at 300 Bonifacio Place – Monterey, CA 93940.


Monterey Office on Bonifacio

Directions to Monterey Branch

1st Capital Bank, a division of Santa Cruz County Bank
Address:
300 Bonifacio Place – Monterey, CA 93940

Phone: 831.264.4070

Banking Hours: Monday – Friday, 9am – 5pm

ATM and Night Depository

Salinas

Salinas Office

Directions to Salinas Branch at 480 S. Main Street

Address: 480 S. Main Street – Salinas, CA 93901

Phone: 831.758.2271

Banking Hours: Monday – Friday, 9am – 5pm

ATM and Night Depository


Salinas Office on South Main St.

Directions to Salinas Branch at 1097 South Main Street

1st Capital Bank, a division of Santa Cruz County Bank
Address:
1097 South Main Street – Salinas, CA 93901

Phone: 831.540.4080

Banking Hours: Monday – Friday, 9am – 5pm

ATM and Night Depository

Please note: At the end of the day on Friday, January 17, 2025, this branch will close and consolidate into the Santa Cruz County Bank branch, located at 480 S. Main Street – Salinas, CA 93901.


Salinas Office on South Main St.

Directions to Salinas Branch at 150 Main St.

1st Capital Bank, a division of Santa Cruz County Bank
Address:
150 Main Street, Suite 150 – Salinas, CA 93901

Phone: 831.264.4000

Banking Hours: Monday – Friday, 9am – 5pm
*By Appointment Only. Please Call

Please note: At the end of the day on Friday, January 17, 2025, this branch will close and consolidate into the Santa Cruz County Bank branch, located at 480 S. Main Street – Salinas, CA 93901.

San Luis Obispo

San Luis Obispo Office

Directions to San Luis Obispo office

1st Capital Bank, a division of Santa Cruz County Bank
Address:
599 Higuera Street, Suite B – San Luis Obispo, CA 93401

Phone: 831.592.2049

Banking Hours: Monday – Friday, 9am – 5pm

ATM and Night Depository

Santa Cruz

Santa Cruz Office

Directions to Santa Cruz Branch on River.

Address: 75 River Street – Santa Cruz, CA 95060

Phone: 831.600.4020

Banking Hours: Monday – Friday, 9am – 5pm

ATM and Night Depository


Santa Cruz Office on Mission

Directions to Santa Cruz office on Mission

1st Capital Bank, a division of Santa Cruz County Bank
Address:
3110 Mission Drive – Santa Cruz, CA 95065

Phone: 831.477.7008

Banking Hours: Monday – Friday, 9am – 5pm

Night Depository

Please note: At the end of the day on Friday, January 17, 2025, this branch will close and consolidate into the Santa Cruz County Bank branch, located at 75 River Street – Santa Cruz, CA 95060.

Scotts Valley

Scotts Valley Office

Directions to Scotts Valley Branch

Address: 4604 Scotts Valley Drive – Scotts Valley, CA 95066

Phone: 831.461.5000

Banking Hours: Monday – Friday, 9am – 5pm

ATM and Night Depository

Watsonville

Watsonville Office

Directions to Watsonville Branch

Address: 595 Auto Center Drive – Watsonville, CA 95076

Phone: 831.761.7600

Banking Hours: Monday – Friday, 9am – 5pm

ATM and Night Depository

  Local People, Local Bank  

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After Hours Support – Lost/Stolen Cards

We have a dedicated line for after-hours assistance for debit card support. For after-hours support, dial 844.368.1831 for the following assistance:

  • Lost/stolen cards
  • Card replacement
  • Pin adjustments
  • Temporary limit increase
  • Transaction inquiries
  • Travel notifications

Or you can dial 831.457.5000 and choose Option 1.

Additional Resources

Customer Service:

831.457.5000
Monday – Friday, 9am – 5pm

eBanking:

831.600.4060
Monday – Friday, 9am – 5pm

Telebank:

831.457.5002
24 hour banking

Mailing Address:

Santa Cruz County Bank
P.O. Box 8426
Santa Cruz, CA 95061

SBA Lending:

831.462.8800
75 River Street
Santa Cruz, CA 95060

Bank Routing Number:

#121143736

2024 Federal Holidays / Bank Closure Days

Official Holiday

Day Observed

Veterans Day

Monday, November 11

Thanksgiving Eve (early 3pm closure)

Wednesday, November 27

Thanksgiving Day

Thursday, November 28

Christmas Eve (early 3pm closure)

Tuesday, December 24

Christmas Day

Wednesday, December 25

New Year's Eve (early 3pm closure)

Tuesday, December 31

2025 Federal Holidays / Bank Closure Days

New Year's Day

Wednesday, January 1

Martin Luther King Jr. Day

Monday, January 20

Presidents' Day

Monday, February 17

Memorial Day

Monday, May 26

Juneteenth

Thursday, June 19

Independence Day

Friday, July 4

Labor Day

Monday, September 1

Indigenous Peoples' Day

Monday, October 13

Veterans Day

Tuesday, November 11

Thanksgiving Day

Thursday, November 27

Christmas Day

Thursday, December 25

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