Board of Directors

Natural Bridges

Meet The Board of Directors

Stephen D. Pahl

Chairman

Stephen D. Pahl serves the Bank as Chairman of the Board of Directors. He is currently a Partner in the national law firm of Spencer Fane LLP. He was previously Senior Partner and Chairman of Pahl & McCay. His practice focuses on all aspects of real estate transactions and litigation, employment matters exclusively representing management, and commercial litigation. Mr. Pahl has been an active member of the United States District Courts and served a three-year term on the Executive Committee of the Ninth Circuit Judicial Conference and the Judicial Council. He has also previously served several terms as Vice President of the Federal Bar Association (Northern District of California).

Outside of law, he is also active in business and local government, previously serving on the Los Altos Hills Planning Commission and currently serves on the boards of several organizations. Mr. Pahl and his wife Louise have also established The Pahl Center on the Study of Critical Social Issues at University of California, Santa Barbara, to fund interdisciplinary research and teaching on major social issues. For 13 years, Mr. Pahl has been selected to Super Lawyers, an exclusive list of outstanding lawyers who have attained a high degree of peer recognition and professional achievement. During his tenure on the Bank's Board of Directors, Mr. Pahl has previously chaired the Directors' Loan Committee and also served the Bank as its Corporate Secretary.

person icon Board of Directors Chair
group icon Audit Committee Member
group icon Compensation Committee Member
group icon Directors' Loan Committee Member
group icon Governance and Nominating Committee Member
group icon Asset Liability Management (ALCO) Committee Member

Stephen D. Pahl


Kurt J. Gollnick

Vice Chairman

Kurt J. Gollnick is a veteran of the wine industry and retired Chief Operating Officer of Scheid Vineyards, Inc. after 34 years. He remains a co-owner and farmer of Rodnick Farm, a vineyard in Monterey County. Mr. Gollnick was a founding director and Chairman of the 1st Capital Bank Board of Directors.

Mr. Gollnick is a member and past Chairman of the Monterey County Agriculture Advisory Committee and is the founder and President of the Salinas Regional Sports Authority. Mr. Gollnick has also served as director and past President of the Hartnell Community College Foundation, director and past Chair of the Community Foundation for Monterey County and on the board of the Big Sur Land Trust.

Mr. Gollnick is the recipient of the 2023 Hartnell College Foundation Leadership Award and the 2017 Salinas Valley Chamber of Commerce Agriculture Leadership Award. Mr. Gollnick has also received the Ben Heller Award for Farm Worker Housing Advocacy and the National Steinbeck Center's Emerging Agricultural Leader Award.

group iconDirectors' Loan Committee Member
group iconAsset Liability Management (ALCO) Committee Member

Kurt J. Gollnick


John C. Burroughs

Corporate Secretary

Mr. Burroughs is the Vice Chairman of the Board of Directors of the Bank and is a retired certified financial planner and wealth manager, having served as a registered investment advisor from 2003 through 2017. He was the owner and founder of Burroughs Financial Services and Burroughs – Braley Wealth Management, based in Santa Cruz, California.

Mr. Burroughs has an extensive history serving his community through numerous charitable organizations including the Santa Cruz Symphony, Rotary Club of Santa Cruz, Cabrillo College, Dominican Hospital and the Santa Cruz Elks Lodge. He was Chairman of the Board of Directors of Foothill Securities, Inc. in Santa Clara, California, and a founder of and longtime board member for Coast Commercial Bank.

person icon Asset Liability Management (ALCO) Committee Chair
group icon Directors' Loan Committee Member

John C. Burroughs


Caroline D. Chapin

Ms. Chapin is Executive Vice President of the Don Chapin Company, Inc., a General Engineering Contractor based in Salinas, California. Ms. Chapin serves as Chief Contract Administrator for public works and private contracts and ensures regulatory compliance with public agencies. Ms. Chapin is a registered Professional Engineer and also serves as General Manager of Landset Engineers, Inc., a Civil Engineering Firm based in Salinas.

Ms. Chapin serves on the Board of the Salinas Valley Basin Groundwater Sustainability Agency, and as Treasurer of the Don and Barbara Chapin Foundation. She is a graduate of Leadership Salinas Valley and Focus Agriculture, a program of the educational nonprofit organization Agri–Culture.

group icon Audit Committee Member
group icon Governance and Nominating Committee Member
group icon Asset Liability Management (ALCO) Committee Member

Caroline D. Chapin


Kenneth R. Chappell

Mr. Chappell is a Certified Public Accountant and is a Partner Emeritus of the Watsonville, California office of the accounting firm of Hutchinson and Bloodgood LLP. Mr. Chappell is a member of the American Institute of Certified Public Accountants and the California Society of Certified Public Accountants. Mr. Chappell is a founder of Santa Cruz County Bank.

person icon Audit Committee Chair
group icon Directors' Loan Committee Member

Kenneth R. Chappell


Wayne Doiguchi

Mr. Doiguchi is a retired banking executive and community leader. He previously served on the boards of California Bank of Commerce and Civic Bank of Commerce. He was previously a founding board member and later Chairman and CEO of Pan Pacific Bank. Earlier in his extensive banking career, he was head of Loan Administration for Union Bank.

Mr. Doiguchi serves on the board of El Camino Hospital where he is Vice Chairman of the Executive Compensation Committee and a member of the Finance Committee. Mr. Doiguchi is a member of the Silicon Valley Japan Platform, a past appointed board member for San Jose Sports Authority and a past board member of the Japanese Chamber of Commerce of Northern California.

person icon Governance and Nominating Committee Chair
group icon Audit Committee Member
group icon Compensation Committee Member

Wayne Doiguchi


Craig French

Mr. French is a private investor. He previously served as President of French Resources Group, Inc., a real estate consulting company based in Santa Cruz, California, specializing in entitlement, development and asset management. Mr. French also served for 15 years as Managing Director of Redtree Partners LP, a Santa Cruz based real estate company.

Mr. French has over 30 years of experience in real estate entitlement, development and investment. Mr. French is active in the community and has served as a director on the boards of many local nonprofit organizations.

person icon Directors' Loan Committee Chair
group icon Compensation Committee Member

Craig French


Daniel R. Hightower, MD

Daniel R. Hightower, MD., is a Diagnostic and Interventional Radiology Specialist at Montage Health in Monterey where he currently serves as the Vice-Chairman of the Department of Medicine. Dr. Hightower is also Chairman of the Department of Medicine at Community Hospital of the Monterey Peninsula. Dr. Hightower was previously the Chief of Medical Staff, Vice-Chief of Staff and Treasurer of the Medical Staff for Community Hospital of the Monterey Peninsula, predecessor of Montage Health. Dr. Hightower has been with the organization since 1986. Dr. Hightower was a founder and Vice Chairman of the 1 st Capital Bank Board of Directors.

Dr. Hightower serves on the Board of the Montage Hospital Foundation as part of the executive committee and as Chair of the selection committee for the Physician Scholars and Clinical Volunteers program. Dr. Hightower is a former trustee and President of the Carmel Unified School District Board of Education and National Private Practice Representative for the American College of Radiology. Dr. Hightower has authored scholarly papers and gives lectures in his community on various topics.

Dr. Hightower was recognized as a Fellow by the American College of Radiology and was named Outstanding Physician of the Year by Community Hospital of the Monterey Peninsula. Dr. Hightower has also been recognized as a Hero by the American Red Cross of the Central Coast and as Outstanding Resident of the Year by the Department of Radiology, University of California, San Francisco.

group iconAudit Committee Member
group iconCompensation Committee Member
group iconGovernance and Nominating Committee Member

Daniel R. Hightower


Krista Snelling

With over 26 years of experience, Krista Snelling serves as our President and Chief Executive Officer. Ms. Snelling joined the Bank in March 2021. She currently serves on the Board of the Monterey Bay Economic Partnership, the Board (Chair) of the California Bankers Association, the Finance Committee of the Community Foundation of Santa Cruz County, and the Executive Advisory Council of the University of the Pacific Eberhardt School of Business, where she is a frequent guest lecturer. She is a member of the Cabrillo College Foundation President's Circle and Rotary Club of Santa Cruz.

Ms. Snelling graduated from the University of the Pacific with a Bachelor of Science degree with a double major in Mathematics and Economics. She also holds a Master of Arts degree in Economics from the University of California, Davis and is a California Certified Public Accountant (inactive).

Ms. Snelling was named in American Banker Magazine's Most Powerful Women in Banking Watch List for 2024, for the second year. Additionally, Ms. Snelling and members of the Bank's executive team received American Banker Magazine's Most Powerful Women in Banking Top Teams Award for 2023. Ms. Snelling was recognized by the Silicon Valley Business Journal in 2023, making their Power 100 List, and in 2022 as a Woman of Influence. In 2020, she was named as a Sacramento Business Journal Woman Who Means Business and was awarded the Nancy Hotchkiss Woman of Impact Award by Commercial Real Estate Women, recognizing her impact on the commercial real estate industry. In 2019, she was recognized as CFO of the Year by the Sacramento Business Journal.

group icon Directors' Loan Committee Member
group icon Asset Liability Management (ALCO) Committee Member

Krista Snelling


James L. Weisenstein

Mr. Weisenstein is a retired Intel executive and private investor. He previously served as Chief Executive Officer at Day One Solar, Inc. and President at Graystone Consulting LLC. He was an active business consultant, executive coach, angel investor, business school instructor, board member and founder in a variety of new business ventures.

Mr. Weisenstein serves as Treasurer on the Board of the Community Foundation of Santa Cruz County and as a Senior Director of Rotary Club of Santa Cruz. He previously served as Vice President and board member of the Santa Cruz Symphony Association, and as a business counselor at Cabrillo College's Small Business Development Corp.

person icon Compensation Committee Chair
group icon Governance and Nominating Committee Member
group icon Asset Liability Management (ALCO) Committee Member

James L. Weisenstein


Bank Founders

A group of local business people joined to create a bank focused solely on serving the residents and businesses of Santa Cruz County when it became apparent that the last of the local independents were soon to be consumed by large out-of-area bank holding companies. Each of these individuals contributed time, money and talent to the bank's organizing effort. These efforts resulted in the opening of Santa Cruz County Bank on February 3, 2004.

Richard Alderson
Joseph Anzalone***
Tila Bañuelos**
Victor Bogard
Anthony & Rebecca Campos
Charles Canfield
Kenneth Chappell*
Kate & Fred Chen

Mateo Lettunich
Marshall Delk
George Gallucci**
Thomas Griffin**
William J. Hansen**
David Heald**
Mark Holcomb***
Steve John**

Robert Lockwood
William Moncovich
Stuart Mumm
Harvey J. Nickelson**
George Ow, Jr.
Louis Rittenhouse
Frank Saveria
Robert*** & Bjorg Yonts

*denotes Bank Directors | **denotes former Bank Director | ***denotes deceased

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