Board of Directors

Natural Bridges

Meet The Board of Directors

Stephen D. Pahl

Chairman

Stephen D. Pahl serves the Bank as Chairman of the Board of Directors. He is currently a Partner in the national law firm of Spencer Fane LLP. He was previously Senior Partner and Chairman of Pahl & McCay. His practice focuses on all aspects of real estate transactions and litigation, employment matters exclusively representing management, and commercial litigation. Mr. Pahl has been an active member of the United States District Courts and served a three-year term on the Executive Committee of the Ninth Circuit Judicial Conference and the Judicial Council. He has also previously served several terms as Vice President of the Federal Bar Association (Northern District of California). Outside of law, he is also active in business and local government, previously serving on the Los Altos Hills Planning Commission and currently serves on the boards of several organizations. Mr. Pahl and his wife Louise have also established The Pahl Center on the Study of Critical Social Issues at University of California, Santa Barbara, to fund interdisciplinary research and teaching on major social issues. For 13 years, Mr. Pahl has been selected to Super Lawyers, an exclusive list of outstanding lawyers who have attained a high degree of peer recognition and professional achievement. During his tenure on the Bank's Board of Directors, Mr. Pahl has previously chaired the Directors' Loan Committee and also served the Bank as its Corporate Secretary.

person icon Board of Directors Chair
group icon Audit Committee Member
group icon Compensation Committee Member
group icon Directors' Loan Committee Member
group icon Governance and Nominating Committee Member
group icon Asset Liability Management (ALCO) Committee Member

Stephen D. Pahl


John C. Burroughs

Vice Chairman, Corporate Secretary

Mr. Burroughs is the Vice Chairman of the Board of Directors of the Bank and is a retired certified financial planner and wealth manager, having served as a registered investment advisor from 2003 through 2017. He was the owner and founder of Burroughs Financial Services and Burroughs - Braley Wealth Management, based in Santa Cruz, California. Mr. Burroughs has an extensive history serving his community through numerous charitable organizations including the Santa Cruz Symphony, Rotary Club of Santa Cruz, Cabrillo College, Dominican Hospital and the Santa Cruz Elks Lodge. He was Chairman of the Board of Directors of Foothill Securities, Inc. in Santa Clara, California, and a founder of and longtime board member for Coast Commercial Bank.

person icon Asset Liability Management (ALCO) Committee Chair
group icon Directors' Loan Committee Member
group icon Governance and Nominating Committee Member

John C. Burroughs


Caroline D. Chapin

Ms. Chapin is Executive Vice President of the Don Chapin Company, Inc., a General Engineering Contractor based in Salinas, California. Ms. Chapin serves as Chief Contract Administrator for public works and private contracts and ensures regulatory compliance with public agencies. Ms. Chapin is a registered Professional Engineer and also serves as General Manager of Landset Engineers, Inc., a Civil Engineering Firm based in Salinas. Ms. Chapin serves on the Board of the Salinas Valley Basin Groundwater Sustainability Agency, and as Treasurer of the Don and Barbara Chapin Foundation. She is a graduate of Leadership Salinas Valley and Focus Agriculture, a program of the educational nonprofit organization Agri - Culture.

group icon Audit Committee Member
group icon Governance and Nominating Committee Member

Caroline D. Chapin


Kenneth R. Chappell

Mr. Chappell is a Certified Public Accountant and is a Partner Emeritus of the Watsonville, California office of the accounting firm of Hutchinson and Bloodgood LLP.  Mr. Chappell is a member of the American Institute of Certified Public Accountants and the California Society of Certified Public Accountants. Mr. Chappell is a founder of Santa Cruz County Bank.

person icon Audit Committee Chair
group icon Directors' Loan Committee Member
group icon Asset Liability Management (ALCO) Committee Member

Kenneth R. Chappell


Craig French

Mr. French is a private investor. He previously served as President of French Resources Group, Inc., a real estate consulting company based in Santa Cruz, California, specializing in entitlement, development and asset management. Mr. French also served for 15 years as Managing Director of Redtree Partners LP, a Santa Cruz based real estate company. Mr. French has over 30 years of experience in real estate entitlement, development and investment. Mr. French is active in the community and has served as a director on the boards of many local nonprofit organizations.

person icon Directors' Loan Committee Chair
group icon Compensation Committee Member

Craig French


Thomas N. Griffin

Mr. Griffin retired from the Grunsky Law Firm PC, in Watsonville, California in December 2023. He served as the firm's Managing Partner for 15 years prior to his retirement. In his career as a trial attorney, he represented a full range of businesses in state and federal courts and in administrative actions before various regulatory agencies. Mr. Griffin is actively involved in local businesses and is a former member of the Board of Directors of the Pajaro Valley Chamber of Commerce and Agriculture, and the Santa Cruz County Business Council.  Mr. Griffin is a founder of Santa Cruz County Bank.

person icon Compensation Committee Chair
group icon Audit Committee Member
group icon Governance and Nominating Committee Member

Thomas N. Griffin


Krista Snelling

With over 26 years of experience, Krista Snelling serves as our President and Chief Executive Officer. Ms. Snelling joined the Bank in March 2021. She currently serves on the Board of the Monterey Bay Economic Partnership, the Board (Chair-Elect) of the California Bankers Association, the Finance Committee of the Community Foundation of Santa Cruz County, and the Executive Advisory Council of the University of the Pacific Eberhardt School of Business, where she is a frequent guest lecturer. She is a member of the Cabrillo College Foundation President's Circle and Rotary Club of Santa Cruz.

Ms. Snelling graduated from the University of the Pacific with a Bachelor of Science degree with a double major in Mathematics and Economics. She also holds a Master of Arts degree in Economics from the University of California, Davis and is a California Certified Public Accountant (inactive).

Ms. Snelling was named in American Banker Magazine's Most Powerful Women in Banking Watch List for 2023. Additionally, Ms. Snelling and members of the Bank's executive team received American Banker Magazine's Most Powerful Women in Banking Top Teams Award for 2023. Ms. Snelling was recognized by the Silicon Valley Business Journal in 2023, making their Power 100 List, and in 2022 as a Woman of Influence. In 2020, she was named as a Sacramento Business Journal Woman Who Means Business and was awarded the Nancy Hotchkiss Woman of Impact Award by Commercial Real Estate Women, recognizing her impact on the commercial real estate industry. In 2019, she was recognized as CFO of the Year by the Sacramento Business Journal.

group icon Directors' Loan Committee Member
group icon Asset Liability Management Committee

Krista Snelling


James L. Weisenstein

Mr. Weisenstein is a retired Intel executive and private investor. He previously served as Chief Executive Officer at Day One Solar, Inc. and President at Graystone Consulting LLC. He was an active business consultant, executive coach, angel investor, business school instructor, board member and founder in a variety of new business ventures. Mr. Weisenstein serves as Treasurer on the Board of the Community Foundation of Santa Cruz County and as a Senior Director of Rotary Club of Santa Cruz. He previously served as Vice President and board member of the Santa Cruz Symphony Association, and as a business counselor at Cabrillo College's Small Business Development Corp.

person icon Governance and Nominating Committee Chair
group icon Audit Committee Member
group icon Compensation CommitteeMember
group icon Asset Liability Management (ALCO) Committee Member

James L. Weisenstein


Bank Founders

A group of local business people joined to create a bank focused solely on serving the residents and businesses of Santa Cruz County when it became apparent that the last of the local independents were soon to be consumed by large out-of-area bank holding companies. Each of these individuals contributed time, money and talent to the bank's organizing effort. These efforts resulted in the opening of Santa Cruz County Bank on February 3, 2004.

Richard Alderson
Joseph Anzalone***
Tila Bañuelos**
Victor Bogard
Anthony & Rebecca Campos
Charles Canfield
Kenneth Chappell*
Kate & Fred Chen

Mateo Lettunich
Marshall Delk
George Gallucci**
Thomas Griffin*
William J. Hansen**
David Heald**
Mark Holcomb***
Steve John**

Robert Lockwood
William Moncovich
Stuart Mumm
Harvey J. Nickelson**
George Ow, Jr.
Louis Rittenhouse
Frank Saveria
Robert*** & Bjorg Yonts

*denotes Bank Directors | **denotes former Bank Director | ***denotes deceased

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