Mobile Banking

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Mobile Banking

Banking on the go... for wherever life takes you.

Access your accounts anytime, anywhere with Santa Cruz County Bank's secure Mobile Banking services. Available to all Santa Cruz County Bank personal online banking users.

Mobile Banking gives you secure, convenient access to:

Manage Your Finances:

Check account balances
Review transfers & payments
View recent transactions including Debit card transactions

Pay Bills:

Pay now or schedule payments for later
Review, change or cancel pending payments

Deposit Checks:

Deposit checks using Mobile Deposit, available only with the Mobile Banking App. Learn how.

Make Person to Person (P2P) Payments:

Send and receive money through Zelle^®
Zelle is a great way to send money to family, friends, and people you trust.

And More!

Locate ATM's and branches
Report a lost or stolen card
Touch ID / Face ID (Apple® and Android compatibility)
Enhanced security features with multi-factor authentication
Online chat with a banking expert, during business hours, for faster service and solutions
Alerts – Account, security and card alerts can be added and removed at any time
Mobile and online banking have the same features, functionality, and user interface

ClickSWITCH allows account holders to easily move direct deposits to their Santa Cruz County Bank account
CardSwap allows account holders to easily switch payment cards for their subscriptions to streaming services, memberships, and other automatic subscription payments
Card Controls – Turn cards on and off, create transaction limits, block locations, set up a card use radius, create merchant limits, access instant balances, and more.

Need Help?

Having trouble enrolling in Santa Cruz County Bank's Mobile Banking?

Contact Us

Fees:
Santa Cruz County Bank does not charge a fee for mobile banking; however message and data rates may apply. Consult your service provider for details.

Mobile Privacy Policy

Get Started with Mobile Banking

Mobile Banking Logo

In the iTunes App Store or Google Play store, search for Santa Cruz County Bank or click the store icons on this page.
Download the app to your smart phone.
Once downloaded, simply log into your account with your username and password.

To learn more, view our step-by-step instructional guides.

Education Center

Visit our Personal Banking Education Centerfor videos and simple step-by-step online banking instructional guides.

How to get started with Mobile Deposit

Mobile Banking Security Information

Security:

You can rest assured knowing that Mobile Banking from Santa Cruz County Bank provides the same level of enhanced security as Online Banking. Your personal information is protected by multiple layers of the latest in encryption and security technology. No sensitive data is stored on your mobile phone.

Consider these tips to help stay safe and secure when you're banking with us on the go:

Keep your mobile device updated
It's a good idea to always update your device's operating system and applications. These updates can help you protect your device against new vulnerabilities.
Password protect your mobile device and set your device to lock when it's not being used
This will help prevent someone from getting access to your personal data.
Only download apps from a trusted source
Fraudsters post links to fake apps to get malicious software on your device.
Install mobile security software on your device
This protects you against malicious software (malware) and computer viruses. You can find this software in your app store. If you have mobile security software installed on your device, make sure to keep it updated for better protection.
Install software to find and remotely wipe your mobile phone
This software can help you locate your phone via GPS or remotely wipe it. You can get software with these features from your app store.
Don't modify your phone's operating system
This is also known as jail breaking, which violates your device's warranty and exposes it to more security threats.