Business Lending
Santa Cruz County Bank is your local lender. We offer competitive pricing on Real Estate lending, Small Business Administration (SBA), Business and Industrial (B&I) and Farm Service Agency (FSA) lending by experienced, creative local lenders. Let us put all the things you desire within your reach! With local decision making, knowledgeable professionals, and exceptional service, you are sure to find Santa Cruz County Bank the premier choice for your lending needs. We are a full service bank that specializes in all aspects of construction & commercial business lending. Find out What Sets Us Apart and Meet our Customers to find out what local business owners are saying about Santa Cruz County Bank.
To get started on a loan request or to ask about our lending programs, please contact one of the individuals listed below by email or by phone or you may complete the form below and we'll contact you.
Business Lending
- Full complement of revolving and non-revolving lines of credit.
- Long-term notes for capital needs
- Short-term notes for various specific needs
- Merchant services
- Commercial and Stand-By Letters of Credit
For an appointment or if you have questions in regard to business loans, please contact:
| Angelo DeBernardo, Jr. SVP, Chief Lending Officer 831.457.5003 ext 2142 |
Fred Caiocca EVP, Regional Credit Manager 831.457.5003 ext. 2119 |
| Doug Fischer VP, Commercial Real Estate & Construction Lending 831.457.5003 ext 2149 |
Shawn Lipman VP, Senior Relationship Manager 831.457.5003 ext 2139 |
| Chris Maffia VP, Relationship Manager 831.457.5003 ext 2123 |
Chuck Maffia VP, Relationship Manager 831.457.5003 ext 2301 |
N.M.L.S. Identification Numbers
In order to comply with requirements of the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act), Santa Cruz County Bank provides the following National Mortgage Licensing System and Registry (N.M.L.S.) Identification Numbers for Mortgage Loan Originators
| Frederick (Fred) Caiocca | 637658 |
| James Chubb | 1369514 |
| Angelo DeBernardo Jr. | 637661 |
| Marshall Delk | 1121921 |
| Douglas Fischer | 637663 |
| Ventura Leon | 708501 |
| Shawn Lipman | 839401 |
| Charles (Chuck) Maffia | 637665 |
| Christina (Chris) Maffia | 637667 |
| Linda Morales | 1641186 |
| Jaron Reyes | 1326806 |
| Matthew Ribeiro | 683696 |
| Christopher Van Zanen | 1636359 |
| Adam Weiss | 961880 |
Santa Cruz County Bank N.M.L.S ID#: 451345
To access the N.M.L.S. Registry, please visit: nmlsconsumeraccess.org