Santa Cruz County Bank is a leading lender in our tri-county area, as well as a full-service bank that specializes in all aspects of construction and commercial business lending. With the help of our experienced, creative lenders, local decision making, knowledgeable professionals, and exceptional service, you are sure to find Santa Cruz County Bank the premier choice for your lending needs.
Meet our Clients to hear what they're saying about Santa Cruz County Bank and learn What Sets Us Apart from the rest.
Marshall Delk
VP Senior Business Banking Officer
831.600.4041
Brent Dunton
VP Senior Business Banking Officer
831.600.4064
Kristine Ronzano
VP Senior Relationship Manager
831.431.4609
Nick Scimone
AVP Relationship Manager
831.431.4603
Kaylee Silverberg
AVP Relationship Manager
831.600.4056
Chris Van Zanen
VP Senior Relationship Manager
831.600.4030
Michael Luong
VP Senior Relationship Manager
510.701.5912
Stephen Meade
VP Senior Business Banking Officer
408.200.2998
Rich Aiello
SVP Salinas / Monterey
Regional Manager
831.600.4081
Chris Illig
VP Senior Relationship Manager
831.600.4003
Jay Gines
VP Senior Relationship Manager
831.600.4061
Doug Fischer
SVP Director of Business Banking
831.600.4049
Dara Harris
VP Senior Relationship Manager
831.600.4024
In order to comply with requirements of the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act), Santa Cruz County Bank provides the following National Mortgage Licensing System and Registry (N.M.L.S.) Identification Numbers for Mortgage Loan Originators.
AJ Flores - 844883
Angelo DeBernardo Jr. - 637661
Brent Dunton - 1770994
Chris Illig - 1273539
Christopher Van Zanen - 1636359
Dara Harris - 1120069
Douglas Fischer - 637663
Frederick Caiocca - 637658
Jay Gines - 1654755
Jon Sisk - 745218
Kaylee Silverberg - 2109926
Kristine Ronzano - 2079044
Linda Morales - 1641186
Marshall Delk - 1121921
Matthew Ribeiro - 683696
Michael Luong - 1797507
Michelle Navarro - 694703
Nick Heath - 2386554
Nick Scimone - 2304906
Richard Aiello - 767707
Shawn Lipman - 839401
Stephen Meade - 594726
Santa Cruz County Bank N.M.L.S ID#: 451345
To access the N.M.L.S. Registry, please visit: nmlsconsumeraccess.org
If you cannot afford your monthly mortgage payments and wish to avoid foreclosure, you may be eligible for a loan "workout" or modification. We determine eligibility for loan "workouts" on a case-by-case basis. Among other things, we will consider the value of your property and your ability (based on your current income) to make monthly mortgage payments in accordance with the "workout." You may also qualify to refinance your current loan with us, including a short term payment deferment.
If you are interested in exploring any of the options above, you will need to provide financial information, including the following: your most recent pay stub, a list of your current monthly expenses, your most recent tax return, bank statements, a current valuation of your property (if available, such as an appraisal), and a written explanation detailing your need for a loan "workout" or modification.
If you would like to discuss your options to avoiding foreclosure with us, please call the Chief Credit Officer of Santa Cruz County Bank at 831.457.5000, or toll free at 855.645.7500. You may also contact the Department of Housing and Urban Development (HUD) to find a HUD certified housing counseling agency by calling 1.800.569.4287. Additional information is made available by HUD on its website at hud.gov .
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California Consumer Privacy Act Notice | Privacy Policy | Member FDIC | 
Equal Housing Lender
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
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