About Santa Cruz County Bank

About Us

If you live in Santa Cruz County, we are your community bank! Santa Cruz County Bank, founded in 2004, is a locally owned and operated community bank. The Bank offers a variety of competitive deposit and lending solutions for businesses and individuals; including business loans, lines of credit, commercial real estate financing, agricultural loans, SBA and USDA government guaranteed loans, credit cards, merchant services, mobile banking, remote deposit capture, and online banking bill payment and cash management. The Bank's SBA Department is a top SBA lender in Santa Cruz County and the Silicon Valley.

Santa Cruz County Bank operates five banking offices located in Aptos, Capitola, Santa Cruz, Scotts Valley and Watsonville. To provide further convenience for our clients, the Bank operates two additional self-serve ATM and Night Depositories in Santa Cruz and Aptos.

Santa Cruz County Bank Mission Statement

We are committed to our community by building lasting relationships and being a trusted partner that together empowers growth and economic vitality.

National, State, and Local Ratings & Awards

Santa Cruz County Bank is a 5-Star
Santa Cruz County Bank is a 5-Star "Superior" Rated Bank

Santa Cruz County Bank is rated a 5-Star "Superior" bank by Bauer Financial, Inc. based upon its financial performance for the quarter ending September 30, 2016. 5-Star is the highest rating determined by Bauer Financial. Bauer Financial has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. Read More

Santa Cruz County Bank Earns Top Performance Rankings in California
Santa Cruz County Bank Earns Top Performance Rankings in California

Santa Cruz County Bank is pleased to announce its rank as the top bank in California for the third quarter in 2016. The Bank also ranks #1 for lowest non-performing assets and #1 in asset quality. FMC - Financial Management Consulting Group ranks all 185 California banks... Read More

Santa Cruz County Bank Named to 2016 OTCQX Best 50
Santa Cruz County Bank Named to 2016 OTCQX Best 50

Santa Cruz County Bank has been named to the 2016 OTCQX® Best 50, a ranking of top performing companies traded on the OTCQX Best Market last year. Read More

Super Premier Performing Bank Designation
Super Premier Performing Bank Designation

Santa Cruz County Bank is pleased to announce its rank as the top bank in California for the third quarter in 2016. The Bank also ranks #1 for the lowest non-performing assets and #1 in asset quality. FMC - Financial Management Consulting Group ranks all 185 California banks... Read More

Top 200 Best Performing Banks
Top 200 Best Performing Banks

We are thrilled to announce for a third consecutive year, Santa Cruz County Bank has ranked in American Banker Magazine’s Top 200 Best Performing Community Banks and Thrifts in the United States. Read more...

Santa Cruz County Bank Named Industry Top Performer in National Community Bank Rankings
Santa Cruz County Bank Named Industry Top Performer in National Community Bank Rankings

ICBA Independent Banker, published by the Independent Community Bankers of America (ICBA) has recognized the Bank as an ICBA industry top performer in its May issue. Santa Cruz County Bank’s recognition is based on the strength of its competitive banking services... Read more

Community Awards and Recognition

Santa Cruz County Bank receives United Way Corporate Spirit Award
Santa Cruz County Bank receives United Way Corporate Spirit Award

The United Way of Santa Cruz County has honored Santa Cruz County Bank with the Community Builder Corporate Spirit Award. This award recognizes the Bank’s development of successful strategies that encourage employees to give, advocate, volunteer and promote... Read more.

Santa Cruz County Bank Voted
Santa Cruz County Bank Voted "Best Bank"!

 The votes are in!  Once again Santa Cruz County Bank was voted "Best Bank" in the annual Best of Santa Cruz County Good Times Readers' Poll. Read more

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