Santa Cruz County Bank offers Business Savings, Money Market Accounts and CDs designed to suit your business needs, which include:
| Business Savings Accounts: | Business Savings | Business HOA Savings | Money Market |
|---|---|---|---|
| Minimum opening balance | $500 | $2,500 | $1,000 |
| Minimum daily balance to avoid monthly service charge | $500 | $2,500 | $5000 |
| Monthly service charge | $5.00 if balance falls below the minimum | $10.00 if balance falls below the minimum | $18.00 if balance falls below the minimum |
| Maximum # of checks per month with no extra charge | Not applicable | Not applicable | Allows up to six withdrawals per statement cycle, including in the form of a check or account transfer |
| Deposits per monthly statement cycle | Unlimited | Unlimited | Unlimited |
| Per deposit charge over maximum | Not applicable | Not applicable | Not applicable |
| Interest Rate Tiers | $100 - 4,999 $5,000 and up |
Up to $24,9999.99 $25,000.00 - 49,999.99 $50,000.00 - 99,999.99 $100,000.00 and up |
Up to 24,999.99 $25,000.00 - 74,999.99 $75,000.00 - 149,999.99 $150,000.00 - 249,999.99 $250,000.00 - 499,999.99 $500,000.00 - 999,999.99 $1,000,000 and up |
*Money Market and Savings Accounts are subject to transaction limitations. See Account Agreement and Disclosure Statement for account details.
Please contact us for a current copy of the Santa Cruz County Bank Personal and Business Account Fee Schedule which includes the Analysis Account fees.
Earn a fixed rate of return on time deposits set for a specific maturity date. Contact us for CD rates & terms.
Visit our Education Center for product video tutorials and demos.
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Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.
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