Business Savings

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Business Savings, Money Market Accounts and CDs*

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Business Savings Accounts: Business Savings Business HOA Savings Money Market
Minimum opening balance $500 $2,500 $1,000
Minimum daily balance to avoid monthly service charge $500 $2,500 $5000
Monthly service charge $5.00 if balance falls below the minimum $10.00 if balance falls below the minimum $18.00 if balance falls below the minimum
Maximum # of checks per month with no extra charge Not applicable Not applicable Allows up to six withdrawals per statement cycle, including in the form of a check or account transfer
Deposits per monthly statement cycle Unlimited Unlimited Unlimited
Per deposit charge over maximum Not applicable Not applicable Not applicable
Interest Rate Tiers $100 - 4,999
$5,000 and up
Up to $24,9999.99
$25,000.00 - 49,999.99
$50,000.00 - 99,999.99
$100,000.00 and up
Up to 24,999.99
$25,000.00 - 74,999.99
$75,000.00 - 149,999.99
$150,000.00 - 249,999.99
$250,000.00 - 499,999.99
$500,000.00 - 999,999.99
$1,000,000 and up

*Money Market and Savings Accounts are subject to transaction limitations. See Account Agreement and Disclosure Statement for account details.
Contact us for a current copy of the Santa Cruz County Bank Personal and Business Account Fee Schedule which includes the Analysis Account fees.

Certificates of Deposit (CDs)

Earn a fixed rate of return on time deposits set for a specific maturity date. Contact us for CD rates & terms.

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