Wine Industry Lending
Santa Cruz County Bank recognizes the wine industry's positive impact on our economy and the community. We are highly engaged in supporting the economic vitality of our wine community. One way we stay connected is through our membership with the Santa Cruz Mountains Winegrower's Association. In conjunction with specialized agricultural lending, we offer services for the wine industry and wine related industry businesses.
Whether you are growing grapes, producing wines, or delivering products and services to support the wine industry, we have financial solutions to help grow your business.

Our customized financial solutions for the wine industry and wine industry-related businesses include:
- Working capital lines of credit
- Equipment term loans
- Acquisition financing
- Agricultural production and development loans
- Business recapitalizations
- Farm Service Agency (FSA) loans
- International services
- Remote Deposit capture
- Courier services
- Merchant credit card processing
- Corporate credit cards
- Online Cash Management, including bill payment, ACH and wire services
...And more!
We work with wine industry-related business owners to achieve their dreams. As one example, Steve and Pam Storrs of Storrs Winery share their experience working with our lending team to achieve an ultimate vision for their winery.
"Santa Cruz County Bank's lending team met our desire to be at the forefront of innovation in building technology and energy efficiency. They have demonstrated flexibility and enthusiasm from the early stages, to the ground breaking, and into the home stretch as we realize the fulfillment of our long term dream to operate a winery on our estate vineyard property. Cheers to Santa Cruz County Bank!"
-Steve & Pamela Storrs
Owners/Winemakers, Storrs Winery
To set an appointment or if you have questions about our wine industry specific financing and products, please contact:
Angelo DeBernardo, Jr.
EVP, Chief Lending Officer
831.457.5003 ext. 2142
N.M.L.S. # 637661
Jaron Reyes
AVP, Relationship Manager
831.457.5003 ext 2185
N.M.L.S. #1326806