Agricultural Lending

Rows of crops in a field

Agricultural Lending

Santa Cruz County Bank, an approved USDA Farm Service Agency (FSA) and Business and Industry (B&I) lender, is a lender of choice for agricultural and agriculture-related businesses in Santa Cruz County. Our agricultural lending solutions are specifically designed to meet the financing needs of the agricultural industry and we provide a full complement of loan and depository services. We work individually with each business owner to achieve a complete understanding of their business before recommending products and services, which creates a partnership between the customer and the Bank. Find out what our clients are saying about choosing and partnering with Santa Cruz County Bank.

Contact Us

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For businesses in the agriculture industry we offer lending solutions for specific funding needs such as:

  • Crop production
  • Farm and processing equipment purchases
  • Orchard development and capital acquisitions
  • Farm Service Agency (FSA) loans
  • Business and Industry (B&I) lending
  • Short and intermediate-term financing
  • Term loans and lines of credit
  • Standby letters of credit
  • Receivables and inventory financing
  • Solar & energy efficiency loans

Other Products & Services

  • International services
  • Remote deposit capture
  • Mobile banking
  • Courier services
  • Merchant credit card services
  • Corporate credit cards*
  • Online banking, bill payment & treasury management
  • ACH origination
  • Wires

    ... And More!

*This card is issued by TCM Bank, N.A.

For an appointment or if you have questions about our agriculture specific financing and products, please contact:

Frederick L. Caiocca

Frederick L. Caiocca
EVP Regional Credit Executive
831.600.4046

Chris Illig

Chris Illig
VP Senior Relationship Manager
831.600.4003

Kaylee Silverberg

Kaylee Silverberg
Relationship Manager
831.600.4056

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