My County Banking Services

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My County Connection

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Our state-of-the-art online banking system gives you complete real-time control over all your Santa Cruz County Bank accounts. Manage your money safely from any Internet-enabled computer, any time 24/7. Transfer funds, view balances and transactions, view cleared checks, view electronic statements, reorder checks, pay your bills, export information to financial management software, and more. Sign up now! If you have already signed up, click here to login.

Online Banking with Bill Payment

My County BillPay

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Pay your bills online with ease. It's efficient and secure - no stamps, no envelopes, and no check writing necessary.

My County BillPay was designed to make life easier for busy people like you. With My County BillPay you can expedite the tedious task of paying bills so you have more free time to do the things you want.

After you sign-up for My County BillPay you can set up a payment schedule for each bill, either recurring or one-time, and our secure system will see that is paid, on time with money from your Santa Cruz County Bank checking account.

Relax. Once you schedule bills, they're as good as paid. Spend your time on life's pleasures, not paying bills. Sign-up is easy! Sign up now! If you have already signed up, click here to login.

My County Mobile Banking

Access your accounts anytime, anywhere with Santa Cruz County Bank's secure My County Mobile Banking services. Available to all Santa Cruz County Bank personal online banking users.

Learn more about My County Mobile Banking.

Popmoney®

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Popmoney® is an innovative personal payment service that eliminates the hassles of checks and cash. With popmoney, you can send and receive money using Santa Cruz County Bank's online banking to just about anyone - any time, anywhere in the US for a small fee of $0.50 per transaction. These transactions carry the same high level of security as online bill payments.

How it Works

  • To send money, log in to online banking and open Popmoney
  • Send money using the recipient's name and email address, mobile number or checking/savings account information. You can even make it special by using one of our eGreetings for a nominal charge (available through My County Connection only).
  • You will be notified when the transaction is completed.

Credit Cards

Credit Card TerminalSanta Cruz County Bank offers you the best in Visa and MasterCard Services, including flexible reward options. Our credit cards are accepted worldwide at businesses, financial institutions and ATMs displaying the CIRRUS logo. Visit your local banking office for an application. Credit approval is required. For existing Santa Cruz County Bank Credit Card customers, access your account information and pay your monthly credit card bill through our Credit Card Partner's secure website . If you are visiting this site for the first time, in order to set up a secure login and password, enter your credit card number in the section under the header "Register Now".

Click here to learn about Chip Card Technology

My County Reserve Overdraft Protection

Avoid the hassle, expense, and embarrassment of bounced checks with My County Reserve overdraft protection. My County Reserve Lines of Credit requires credit approval. Call or come in for an application today.

Safe Deposit Boxes

Safe Deposit Boxes are a secure place to store valuable items and important papers all in one location. A Safe Deposit Box is only accessible to you or your representative, and all of this security is provided for just pennies a day. Safe Deposit Boxes are available at our Aptos, Santa Cruz, Scotts Valley and Watsonville offices.

Stop Payment

Electronically initiate stop payment instructions on any check that has not cleared.

Wire Transfers

Santa Cruz County Bank provides the ability to electronically send funds for same day settlement from your account to any financial institution.

My County CashCard

ATM AccessAn easy, convenient way to get cash at ATMs or pay for purchases - accepted anywhere that accepts Mastercard.

My County CashCard is a debit card that automatically deducts purchases from your checking account. Ask for a CashCard when you open your account.

Click here to learn about Chip Card Technology

Account Updater Service
Beginning October 2017, MasterCard requires all financial institutions to participate in an Account Updater Service (AUS), also known as MasterCard Automated Billing Updater. AUS will provide updates to merchants who maintain your card information on file, to process your preauthorized payments. Examples of these merchants include subscription services or utility companies, etc. This is only for Recurring Payment Merchants. This service will allow merchants to receive your updated card information, when you receive a new card for any reason (i.e. expired card, lost or stolen card, etc.) Santa Cruz County Bank is providing you the ability to opt-out of AUS should you choose not to participate. To opt-out please contact the Bank at ebanking@sccountybank.com or 831-457-5000 

CardValet®

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Get the mobile app that lets you control card usage and spending on the go.

Our CardValet® app lets you control all of your credit and debit cards. Save time and gain peace of mind knowing you can control the cards in your wallet with the phone in your pocket.

CardValet® lets you:

  • Turn your debit card on and off
  • Establish transaction controls for dollar amount limits, merchant categories and geographic locations
  • Receive alerts when your credit card is used, approved or exceeds the transaction controls set by you
  • Stay informed of potential fraud with alerts on attempted, declined transactions
  • Get real-time balances for your accounts

Get started! Download the CardValet application from the Apple® app store or Google play™ and register your cards. Click here to access our Quick Reference Guide for instructions.

Learn more about CardValet®

My County Telebank

Cell phone access to bankingAccess your Santa Cruz County Bank Account from anywhere by phone, anytime 24/7. With My County Telebank you can instantly check your account balances, review deposit history, make transfers and much more.

To get started with My County Telebank, all you need is a phone and your account number.  Dial 831.457.5002 and follow the automated instructions.

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