Business Lending
Santa Cruz County Bank is your local lender.
Relationship lending by experienced, creative local lenders.
Business Lending
- Full complement of revolving and non-revolving lines of credit.
- Long-term notes for capital needs
- Short-term notes for various specific needs
- Merchant services
Letters of Credit
Santa Cruz County Bank provides letters of credit through our correspondent banking relationships. Santa Cruz County Bank offers both Stand-By Letters of Credit and Commercial Letters of Credit.
For an appointment or if you have questions in regard to business loans, please contact:
| Angelo DeBernardo, Jr. SVP, Senior Lending Officer 831.457.5003 ext 2142 |
Doug Fischer VP, Commercial Real Estate & Construction Lending 831.457.5003 ext 2149 |
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| Shawn Lipman VP, Senior Relationship Manager 831.457.5003 ext 2139 |
Chris Maffia VP, Relationship Manager 831.457.5003 ext 2123 |
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| Chuck Maffia VP, Relationship Manager 831.457.5003 ext 2301 |
Karen Marcum VP, Relationship Manager 831.457.5003 ext 2440 |
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| Pamela Zamani VP, Relationship Manager 831.457.5003 ext 2240 |
N.M.L.S. Identification Numbers
In order to comply with requirements of the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act), Santa Cruz County Bank provides the following National Mortgage Licensing System and Registry (N.M.L.S.) Identification Numbers for Mortgage Loan Originators
| Frederick Caiocca: 637658 | Debra Crawford: 637660 | Angelo DeBernardo Jr.:637661 |
| Douglas Fischer: 637663 | Shawn Lipman: 839401 | Charles (Chuck) Maffia: 637665 |
| Christina (Chris) Maffia: 637667 | Karen Marcum: 637669 | Pamela Zamani: 637656 |
To access the N.M.L.S. Registry, please visit: nmlsconsumeraccess.org
Member FDIC.
Equal Housing Lender