What Sets Us Apart?

Business Lending is our forte.
We have a dedicated business lending office, as well as lenders in each banking office.

Experience

Individually, each of our lenders has over 15 years of local credit experience and a working knowledge of local market conditions.

Local Decision Making

Our processes and approvals are all performed in house, which results in timely and straight forward approvals.

One on One, Relationship-Driven Service

As a borrower, you can expect to work with one experienced lender and decision maker regarding your project from start to finish. You'll save time and energy working with one just person, instead of separate individuals for each component.

Out of the Box Creativity

Fitting you "into a box" to fit into categories that we've created is just not our style. Our mission is to find solutions to fit your needs, whether traditional or non-traditional.


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Santa Cruz County Bank has no control over information at any site hyperlinked to or from this site. Santa Cruz County Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Santa Cruz County Bank of any information in any hyperlinked site. In no event shall Santa Cruz County Bank be responsible for your use of a hyperlinked site.

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