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Santa Cruz County Bank Photos of Santa Cruz
Below is a comparison of checking accounts we offer. All Santa Cruz County Bank Checking Accounts include the following services:
  • Free My County Connection Online Banking - unlimited 24/7 access to your account information via the internet.
  • Free My County BillPay
  • Free My County TeleBank - unlimited 24/7 telephone access to your account information
  • Free My County CashCard - our Mastercard debit card
  • Free use of Santa Cruz County Bank ATMs
  • No charge for direct deposits made into your account such as payroll checks, social security or pension payments.
  • First monthly service charge fee waiver
SCCB Consumer Checking Accounts Sandpiper Simple Checking
Designed for individuals who plan to write a minimum number of checks.
Seacliff Standard Checking
Unlimited check writing and unlimited deposits.		 Sunset Supreme Interest Checking
Enjoy unlimited check writing while maximizing interest earnings.		 Pajaro Premier Interest Checking
Maximize your interest earnings on funds while enjoying a complete package of benefits included with this account.
Minimum opening balance $100 $100 $500 $1,000
Monthly Fee1 $5.00
(waived with direct deposit)		 $10.00
or $5.00 with
direct deposit		 $12.00 $14.00
Minimum Daily Balance
to avoid monthly fee		 not applicable $1000 $3000 $5000
Fee waived with combined average monthly deposit
balance on a combined statement		 not applicable $5000 $10,000 $15,000
Maximum # of checks
written per month with
no extra charge		 10 unlimited unlimited unlimited
Per check charge over maximum $0.50 not applicable not applicable not applicable
Deposits per month unlimited unlimited unlimited unlimited
ATM Fees2 waived waived waived waived
Check orders no waiver
or discount		 $5.00 credit with direct deposit First 150 free with direct deposit3 FREE3
Combined Statement Available Yes Yes Yes Yes
Interest not applicable not applicable interest earned
on tiered daily balance		 interest earned
on tiered daily balance
My County CashCard

ATM & Debit card
 FREE FREE FREE FREE
My County Connection FREE FREE FREE FREE
My County TeleBank FREE FREE FREE FREE
My County BillPay FREE FREE FREE FREE

1 first monthly service charge fee waived on all accounts
2 other banks may charge a fee for transactions at their locations
3 SCCB custom checks

* Money Market and Savings Accounts are subject to transaction limitations.
See Account Agreement and Disclosure Statement.

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