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Santa Cruz County Bank Photos of Santa Cruz
Below is a comparison of checking accounts we offer. All Santa Cruz County Bank Checking Accounts include the following services:
  • Free My County Connection Online Banking - unlimited 24/7 access to your account information via the internet.
  • Free My County BillPay
  • Free My County TeleBank - unlimited 24/7 telephone access to your account information
  • Free My County CashCard - our Mastercard debit card
  • Free use of Santa Cruz County Bank ATMs
  • No charge for direct deposits made into your account such as payroll checks, social security or pension payments.
  • First monthly service charge fee waiver
SCCB Consumer Checking Accounts Sandpiper Simple Checking
Designed for individuals who plan to write a minimum number of checks.
Seacliff Standard Checking
Unlimited check writing and unlimited deposits.
Sunset Supreme Interest Checking
Enjoy unlimited check writing while maximizing interest earnings.
Pajaro Premier Interest Checking
Maximize your interest earnings on funds while enjoying a complete package of benefits included with this account.
Minimum opening balance $100 $100 $500 $1,000
Monthly Fee1 $5.00
waived with direct deposit
$10.00
waived with direct deposit
$12.00
waived for individuals 60 years and older
$14.00
Minimum Daily Balance
to avoid monthly fee
not applicable $1000 $3000 $5000
Fee waived with combined average monthly deposit
balance on a combined statement
not applicable $5000 $10,000 $15,000
Maximum # of checks
written per month with
no extra charge
10 unlimited unlimited unlimited
Per check charge over maximum $0.50 not applicable not applicable not applicable
Deposits per month unlimited unlimited unlimited unlimited
ATM Fees2 waived waived waived waived
Check orders no waiver
or discount
first order of 150 checks free with direct deposit3 first order of 150 checks free with direct deposit3 free3
Combined Statement Available yes yes yes yes
Interest not applicable not applicable Interest earned
on tiered daily balance
Interest earned
on tiered daily balance
FREE FREE FREE FREE
FREE FREE FREE FREE
FREE FREE FREE FREE
FREE FREE FREE FREE

1 first monthly service charge fee waived on all accounts
2 other banks may charge a fee for transactions at their locations
3 Santa Cruz County Bank custom checks only

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